Financial & education tools

Simple tools for real money decisions.

Five free, Malaysian-specific calculators and planners. Each one answers a single question well, from take-home pay to exam timetables.

Salary01 / 05

kiragaji.my

Calculate net salary after statutory deductions such as EPF, SOCSO, EIS and PCB, with employer contributions shown side by side.

kiragaji.my screenshot
Investing02 / 05

dividen.my

Compare dividend rates across ASB, Tabung Haji, EPF and unit trusts, and project payouts on any holding.

dividen.my screenshot
Credit03 / 05

kadkredit.my

Compare Malaysian credit cards by cashback, fees and rewards, and see how long a balance takes to clear.

kadkredit.my screenshot
Loans04 / 05

kiraloan.my

Housing, car and personal loan calculator with amortisation schedules and total interest over the tenure.

kiraloan.my screenshot
Education05 / 05

jadualspm.my

The official SPM exam timetable in a clean format, with subject-by-subject countdowns for students and parents.

jadualspm.my screenshot

Partner with our tools

Be present when people are doing the maths.

Banks, insurers, education providers and agencies can sponsor a tool, embed a product offer, or co-build a new calculator with us.